- Career development and transition
- Academic guidance and planning
- Life coaching and goal-setting
- Mindfulness and stress management
- Leadership development and mentorship
Through active listening, empathetic understanding, and personalized support, I help clients:
- Clarify their values, passions, and strengths
- Set and achieve realistic goals
- Develop resilience and confidence
- Navigate transitions and challenges
- Cultivate a growth mindset and self-awareness
My approach is holistic, non-judgmental, and tailored to each
1. *Federal Trade Commission (FTC) Regulations*:
- Business Opportunity Rule (16 CFR Part 437): Requires clear disclosures about business opportunities.
- Endorsement Guides (16 CFR Part 255): Regulates testimonials and endorsements.
- Unfair or Deceptive Acts or Practices (UDAP) Policy Statement: Prohibits unfair or deceptive practices.
2. *Direct Selling Association (DSA) Code of Ethics*:
- A self-regulatory code that promotes ethical business practices, transparency, and consumer protection.
3. *State Regulations*:
- Business registration and licensing requirements vary by state.
- Some states have specific direct selling laws (e.g., California, Texas, Florida).
4. *Tax Compliance*:
- Federal and state tax laws apply to direct selling companies and independent contractors.
5. *Product Claims and Labeling*:
- Compliance with FDA regulations (for health and wellness products).
- Truthful and non-misleading product claims.
6. *Data Privacy and Security*:
- Compliance with federal and state data protection laws (e.g., GDPR, CCPA).
7. *Anti-Pyramid Scheme Laws*:
- Ensure compensation plans are legitimate and not pyramid schemes.
8. *Disclosure Requirements*:
- Clear income disclosures to independent contractors.
- Disclosure of terms and conditions, refund policies, and cancellation procedures.
9. *Compliance with Consumer Protection Laws*:
- Warranty and refund requirements.
- Compliance with state-specific consumer protection
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